59^th Annual William W. Gibson, Jr.

Mortgage Lending Institute

Austin Sep 11-12, 2025 AT&T Conference Center
Conference Concluded

Live Webcast Sep 11-12, 2025
Conference Concluded

Overview

Join leading experts at UT Law CLE’s 59th Annual William W. Gibson, Jr. Mortgage Lending Institute, Texas’ premier mortgage lending conference. Stay ahead in Mortgage Lending and Real Estate Law for this two-day event of essential updates, practical guidance, and in-depth discussions on the latest legal and industry developments.

Key Highlights:

Case Law Update (Parts I & II):
A deep dive into recent Texas case law that introduces or reshapes key legal principles.
2025 Legislative Update – Time to Make the Donuts:
A breakdown of new laws from the 89th Texas Legislature and their implications for real estate and lending.
HFCs and PFCs Panel:
Navigate the evolving landscape of Housing Finance Corporations and Public Financing Corporations, with insights on deal structuring and legislative changes.
Receiverships with Commercial Mortgages:
Learn the when, why, and how of pursuing commercial receiverships in Texas.
Additional Topics Include:
- Texas PACE financing
- Equity pledges
- Pre-deal and closing documentation
- And much more!

Don’t miss this opportunity to gain valuable insights, connect with peers, and access a comprehensive set of materials curated by top professionals in the field.

Event Schedule

Program is subject to change.
All times are Central Time Zone.

Day 1 September 11, 2025
Day 2 September 12, 2025

Time

Credit

Subject

Speaker
Thursday Morning, Sep. 11, 2025
Presiding Officer:
Amanda R. Grainger, Winstead PC - Dallas, TX
8:00 am
Austin Only

Registration Opens

Includes continental breakfast.
8:30 am

Welcoming Remarks
8:40 am

0.75 hr
0.25 hr ethics

Case Law Update – Part I

Discuss recent and significant Texas cases from the last year, with particular attention paid to cases involving new legal concepts which materially alter or extend current jurisprudence.

Amanda R. Grainger, Winstead PC - Dallas, TX
J. Richard White, Winstead PC - Dallas, TX

Amanda R. Grainger, Winstead PC - Dallas, TX
J. Richard White, Winstead PC - Dallas, TX
9:25 am

0.50 hr

2025 Legislative Update: Time to Make the Donuts

Hear information regarding new state laws from the 89^th Texas State Legislature that have an effect on Texas Real Estate and the potential impacts on the Mortgage Industry.

Mark D. Sonnier, MDS Law, PLLC - Houston, TX

Mark D. Sonnier, MDS Law, PLLC - Houston, TX
9:55 am

0.50 hr

Update on New Texas Title Insurance Forms & Rules

Recent changes have been made by the Texas Department of Insurance to Texas promulgated title insurance forms and the rules supporting those forms. Discuss those changes and how they will affect the title insurance business in Texas.

Charles M. ("Charlie") Craig, Stewart Title Guaranty Company - Austin, TX

Charles M. ("Charlie") Craig, Stewart Title Guaranty Company - Austin, TX
10:25 am

15-Minute Break
10:40 am

1.50 hrs
0.50 hr ethics

HFCs and PFCs: Navigating Legislative Changes, Lending Structures, and Best Practices in Texas

Gain insight into the evolving landscape of the Housing Finance Corporation (HFC) program in Texas, including the impact of recent legislative changes. Also explore best practices for structuring deals involving HFCs, Public Facility Corporations (PFCs), and housing authorities, with a focus on the unique challenges and opportunities these present for both borrowers and lenders. Address common issues in borrower-lender relationships, risk assessment and mitigation strategies for lenders, and hear practical guidance on exit strategies, as well as perspectives on how these issues present and are perceived by the public sector participants in these transactions.

Karl Baker, Jackson Walker LLP - San Antonio, TX
Raj Bandla, BakerHostetler - Chicago, IL
Summer Greathouse, Bracewell - San Antonio, TX
Reed A. Standly, Standly Law Group - Dallas, TX

Karl Baker, Jackson Walker LLP - San Antonio, TX
Raj Bandla, BakerHostetler - Chicago, IL
Summer Greathouse, Bracewell - San Antonio, TX
Reed A. Standly, Standly Law Group - Dallas, TX
12:10 pm
Austin Only

Pick Up Lunch (in Austin)
Thursday Afternoon, Sep. 11, 2025
Presiding Officer:
Dawn M. Lewallen, First American Title Insurance Company - Houston, TX
LUNCHEON PRESENTATION
12:30 pm

0.50 hr

Hot Topics

Hear about recent developments and hot topics in real estate and real estate finance.

Brian C. Rider, The University of Texas School of Law - Austin, TX
Michelle Moore Smith, Jackson Walker LLP - Austin, TX

Brian C. Rider, The University of Texas School of Law - Austin, TX
Michelle Moore Smith, Jackson Walker LLP - Austin, TX
1:00 pm

15-Minute Break
1:15 pm

0.50 hr

Is There Recourse for That?

A pragmatic review of the loan guaranty agreements that are currently being required in commercial real estate transactions.

Niles W. Holmes, Niles Holmes, P.C. - Dallas, TX

Niles W. Holmes, Niles Holmes, P.C. - Dallas, TX
1:45 pm

1.00 hr
0.25 hr ethics

Receiverships with Commercial Mortgages: Considerations and Tips

As easy as foreclosure is (or is supposed to be), a creditor may not want to own or directly control a commercial property. Discuss the when, why, what, and how of pursuing a commercial receivership in Texas, including best practices.

Jared Slade, Alston & Bird LLP - Dallas, TX
Thomas M. Whelan, Thalheimer, Cipione, Whelan & Morgan, PLLC - Dallas, TX

Jared Slade, Alston & Bird LLP - Dallas, TX
Thomas M. Whelan, Thalheimer, Cipione, Whelan & Morgan, PLLC - Dallas, TX
2:45 pm

10-Minute Break
2:55 pm

0.75 hr

Working with Special Servicers

In this in-depth conversation, discuss the ins and outs of special servicing, exploring and uncovering the strategies that take an asset from non-performing status to resolution. Exploring everything from factors that inform the decision-making process to clarifying some common misconceptions about key players in special servicing, this informative dialogue sharpens your knowledge about special servicing and equips you with tools to manage your next specially serviced case.

Moderator:
Jared Slade, Alston & Bird LLP - Dallas, TX
Panelists:
Ariel Levin, CWCapital Asset Management - Washington, DC
Gillad Matiteyahu, Alston & Bird LLP - Dallas, TX

Moderator:
Jared Slade, Alston & Bird LLP - Dallas, TX
Panelists:
Ariel Levin, CWCapital Asset Management - Washington, DC
Gillad Matiteyahu, Alston & Bird LLP - Dallas, TX
3:40 pm

0.75 hr

Identifying and Managing Environmental Risks – A Practical Guide

This session provides a practical overview of environmental due diligence and risk management strategies, focusing on the essentials like Phase I Environmental Site Assessments and the potential role of insurance. Learn best practices for hiring consultants, navigating reliance letters, and addressing common issues that arise during the Phase I process. Also, explore the role and limitations of environmental insurance in managing identified risks.

Mary S. Mendoza, Haynes Boone, LLP - Austin, TX
Andrew Van Osselaer, Haynes Boone, LLP - Austin, TX

Mary S. Mendoza, Haynes Boone, LLP - Austin, TX
Andrew Van Osselaer, Haynes Boone, LLP - Austin, TX
4:25 pm

0.75 hr
0.25 hr ethics

Adapting Insurance Provisions to Changing Times

Changes wrought by the hard insurance market and other factors are coming to loan documents near you. This presentation considers the causes and practical effects on insurance requirements and the importance of proactive risk management occasioned by the rise and stall of enterprise risk management; increased use of AI and big data by actuaries and underwriters; LA fires; the growth of the ART Market (i.e., alternatives to traditional insurance products issued through risk retention groups, purchasing groups, and captives insurance; OCIPS, CIPS, JIPs; subcontractor default insurance as alternatives to bonds; Fannie Mae’s new guidelines for insurance reviews and specifications in its recent (12.24 or 1.25) update of servicing and sale guidelines; differences between the regulatory structure of the traditional insurance market and the ART Market; and a few thoughts on how to cope with such changes.

Thomas M. Whelan, Thalheimer, Cipione, Whelan & Morgan, PLLC - Dallas, TX

Thomas M. Whelan, Thalheimer, Cipione, Whelan & Morgan, PLLC - Dallas, TX
5:10 pm

0.50 hr

Mortgage Lending and the Economy

Hear how a rapidly shifting economic and policy environment is impacting the housing sector and mortgage market.

Mark Fitzgerald, Affinius Capital - San Antonio, TX

Mark Fitzgerald, Affinius Capital - San Antonio, TX
5:40 pm

Adjourn

Time

Credit

Subject

Speaker
Friday Morning, Sep. 12, 2025
Presiding Officer:
Michelle Moore Smith, Jackson Walker LLP - Austin, TX
8:00 am
Austin Only

Conference Room Opens

Includes continental breakfast.
8:30 am

0.75 hr
0.25 hr ethics

Case Law Update – Part II

Discuss recent and significant Texas cases from the last year, with particular attention paid to cases involving new legal concepts which materially alter or extend current jurisprudence.

Amanda R. Grainger, Winstead PC - Dallas, TX
J. Richard White, Winstead PC - Dallas, TX

Amanda R. Grainger, Winstead PC - Dallas, TX
J. Richard White, Winstead PC - Dallas, TX
9:15 am

1.00 hr
0.50 hr ethics

Texas PACE: How Does It Work and What Should a Mortgage Lender Know?

Hear an overview of the Texas PACE program from a legal perspective, which includes items of potential interest for mortgage lenders.

Cynthia L. Harkness, Foley & Lardner LLP - Dallas, TX
Glenn Silva, Lone Star PACE - Frisco, TX

Cynthia L. Harkness, Foley & Lardner LLP - Dallas, TX
Glenn Silva, Lone Star PACE - Frisco, TX
10:15 am

15-Minute Break
10:30 am

1.00 hr
0.25 hr ethics

7 Deadly Sins of Pre-Deal Documents (LOI, MOU, Term Sheets, etc.) OR Enforcing Unenforceability

Address the negotiation and drafting of pre-deal documents (LOI, MOU, Term Sheet, etc.). Discuss when a pre-deal document is justified (and when not?); which pre-deal document is best for your transaction; which strategies should be considered when negotiating an LOI; and what are the best ways to make an LOI or MOU unenforceable.

D. Hull Youngblood Jr., Of Counsel, Davis Cedillo & Mendoza, Inc. - San Antonio, TX

D. Hull Youngblood Jr., Of Counsel, Davis Cedillo & Mendoza, Inc. - San Antonio, TX
11:30 am

1.00 hr
0.25 hr ethics

Equity Pledges in the Mortgage Lending Context

Discuss the increasingly-common requirement by mortgage lenders of equity pledges as additional collateral. Piece together the various related elements and understand their priorities when structuring these transactions.

Benjamin F.S. Herd, Haynes Boone, LLP - Dallas, TX

Benjamin F.S. Herd, Haynes Boone, LLP - Dallas, TX
12:30 pm

0.50 hr ethics

Don’t Forget to Check Your Boxes Before You Close

This presentation covers a few commonly overlooked items in the lender’s closing checklists that can have a detrimental impact on closing and closing timelines.

Clinton J. Kuykendall, Jackson Walker LLP - Houston, TX

Clinton J. Kuykendall, Jackson Walker LLP - Houston, TX
1:00 pm

Adjourn

Day 1 September 11, 2025
Day 2 September 12, 2025

Download Schedule

Conference Faculty

Karl Baker

Jackson Walker LLP
San Antonio, TX

Raj Bandla

BakerHostetler
Chicago, IL

Charles M. ("Charlie") Craig

Stewart Title Guaranty Company
Austin, TX

Mark Fitzgerald

Affinius Capital
San Antonio, TX

Amanda R. Grainger

Winstead PC
Dallas, TX

Summer Greathouse

Bracewell
San Antonio, TX

Cynthia L. Harkness

Foley & Lardner LLP
Dallas, TX

Benjamin F.S. Herd

Haynes Boone, LLP
Dallas, TX

Niles W. Holmes

Niles Holmes, P.C.
Dallas, TX

Clinton J. Kuykendall

Jackson Walker LLP
Houston, TX

Ariel Levin

CWCapital Asset Management
Washington, DC

Gillad Matiteyahu

Alston & Bird LLP
Dallas, TX

Mary S. Mendoza

Haynes Boone, LLP
Austin, TX

Brian C. Rider

The University of Texas School of Law
Austin, TX

Glenn Silva

Lone Star PACE
Frisco, TX

Jared Slade

Alston & Bird LLP
Dallas, TX

Michelle Moore Smith

Jackson Walker LLP
Austin, TX

Mark D. Sonnier

MDS Law, PLLC
Houston, TX

Reed A. Standly

Standly Law Group
Dallas, TX

Andrew Van Osselaer

Haynes Boone, LLP
Austin, TX

Thomas M. Whelan

Thalheimer, Cipione, Whelan & Morgan, PLLC
Dallas, TX

J. Richard White

Winstead PC
Dallas, TX

D. Hull Youngblood Jr.

Of Counsel, Davis Cedillo & Mendoza, Inc.
San Antonio, TX

Planning Committee

Amanda R. Grainger—Chair

Winstead PC
Dallas, TX

April Rogers—Director

The University of Texas School of Law
Austin, TX

Christopher W. Christensen

National Association of Realtors
Washington, DC

James L. (Jim) Gosdin

Amtrust Title Insurance Company
Houston, TX

Niles W. Holmes

Niles Holmes, P.C.
Dallas, TX

Dawn M. Lewallen

First American Title Insurance Company
Houston, TX

Mary S. Mendoza

Haynes Boone, LLP
Austin, TX

Kent Newsome

Greenberg Traurig, LLP
Houston, TX

Chris Peirson

PeirsonPatterson, LLP
Dallas, TX

Brian C. Rider

The University of Texas School of Law
Austin, TX

Jared Slade

Alston & Bird LLP
Dallas, TX

Michelle Moore Smith

Jackson Walker LLP
Austin, TX

Thomas M. Whelan

Thalheimer, Cipione, Whelan & Morgan, PLLC
Dallas, TX

MCLE Credit

Texas – 12.25 hrs | 3.00 hrs Ethics
Legal Specialization(s): Bankruptcy Law, Consumer Law, Property Owners Association Law, Real Estate Law, Real Estate Law - Commercial, Real Estate Law - Farm and Ranch, Real Estate Law - Residential

You may claim your credit online in Your Briefcase, and UT Law CLE will report credit on your behalf to the State Bar of Texas. A Certificate of Attendance will be provided in Your Briefcase for your records. The system reports Texas CLE credit every Tuesday. If you are claiming credit in the last week of your birth month, self-report your CLE credit directly to the State Bar of Texas at texasbar.com, using the course number provided on your certificate of attendance.

California – 12.25 hrs | 3.00 hrs Ethics

You must claim your credit online in Your Briefcase, and will then be provided a Certificate of Attendance for your records. UT Law CLE is required to provide the State Bar with electronic attendance records for any MCLE participatory activity within 60 days of completion of the activity. The California licensee is responsible for reporting their compliance/credit hours earned to the State Bar at the end of their reporting period directly to the State Bar of California at calbar.ca.gov UT Law CLE will maintain Attendance Records for four years.

Oklahoma – 14.50 hrs | 3.50 hrs Ethics

You must claim and certify your credit online in Your Briefcase, then you will then be provided a Certificate of Attendance for your records. UT Law CLE will report credit on your behalf to the Oklahoma Bar Association within 30 days after the conference.

Pennsylvania – 12.00 hrs | 3.00 hrs Ethics

UT Law CLE is an approved provider of Pennsylvania credit, sponsor #236. You must claim your credit online in Your Briefcase, and will then be provided a Certificate of Attendance for your records. Attorney attendance will be reported to Pennsylvania within 2 weeks after credit is claimed and submit. Attorneys are not able to report this credit on their own, and UT Law CLE pays all associated fees for the credit hours. Contact us at accreditation@utcle.org if you have additional questions.

Other States – 12.25 hrs | 3.00 hrs Ethics

Note on Self-Reporting Your Credits in Another State

If you wish to satisfy MCLE or other professional education requirements in another state for a program offered by the University of Texas School of Law, please check with the state bar or other licensing authority in that state to ensure it will qualify for self-reporting your credits.

You must claim and certify your credit online in Your Briefcase, you will then be provided a Certificate of Attendance for your records and to provided to other licensing authorities as needed.

MCLE credit is presented based on a 60-minute credit hour.

Other Credit

TX Accounting CPE – 14.70 hrs

The University of Texas School of Law (Provider #250) live conferences are presumptively approved by The Texas State Board of Public Accountancy for Texas Accounting CPE credit based on a 50-minute credit hour. Approved for general CPE credit only.

At the conference, you are welcome to sign in on the Accounting CPE Record of Attendance form at the registration desk, but we are now reporting all credit online. You will receive a Texas Accounting Certificate of Completion in Your Briefcase. Self-report your CPE credit directly to TSBPA. UT Law CLE will maintain Attendance Records for four years.

Contact us at accreditation@utcle.org if you have additional questions.

TX Real Estate Commission (TREC) – 12.25 hrs

To request continuing education elective credit for real estate related courses approved by the State Bar of Texas for minimum continuing legal education participatory credit, a license holder is required to file an Individual Credit Request for State Bar Course.

https://www.trec.texas.gov/sites/default/files/pdf-forms/CE_CLE-1%2004.10.23.pdf
Use this link to obtain the TREC MCE form for self-reporting your TREC credit. To obtain your Certificate of Attendance you will need to claim credit in your UTCLE account and once claimed you will be able to download a Certificate of Attendance to include with your credit request form.

MCLE Credit

You may claim your credit online in Your Briefcase, and UT Law CLE will report credit on your behalf to the State Bar of Texas. A Certificate of Completion will be emailed to you upon claiming credit. The system reports Texas CLE credit every Tuesday. If you are claiming credit in the last week of your birth month, self-report your CLE credit directly to the State Bar of Texas at texasbar.com, using the course number provided on your certificate of attendance.

California – 12.25 hrs | 3.00 hrs Ethics

To claim California MCLE credit, California credit option must be selected PRIOR to viewing the live webcast. This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. Verification pop-ups will NOT display when the webcast video player is in "full screen" mode. Furthermore, the notification sound effect alerting pop-ups, will NOT play on mobile devices. We recommend viewing from a computer, as opposed to a mobile device, should MCLE credit, other than Texas, be needed. The response record is detailed on the Certificate of Completion.
You must claim your credit online in Your Briefcase, and will then be provided a Certificate of Attendance for your records. UT Law CLE is required to provide the State Bar with electronic attendance records for any MCLE participatory activity within 60 days of completion of the activity. The California licensee is responsible for reporting their compliance/credit hours earned to the State Bar at the end of their reporting period directly to the State Bar of California at calbar.ca.gov. UT Law CLE will maintain Attendance Records for four years.

MCLE credit is presented based on a 60-minute credit hour.

Oklahoma – 14.50 hrs | 3.50 hrs Ethics

To claim Oklahoma MCLE credit, Oklahoma credit option must be selected PRIOR to viewing the live webcast. This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. Verification pop-ups will NOT display when the webcast video player is in "full screen" mode. Furthermore, the notification sound effect alerting pop-ups, will NOT play on mobile devices. We recommend viewing from a computer, as opposed to a mobile device, should MCLE credit, other than Texas, be needed. The response record is detailed on the Certificate of Completion.

The University of Texas School of Law (Provider #169) live webcast presentations meet the requirements and are presumptively approved by the Oklahoma Bar Association for MCLE credit based on a 50-minute credit hour. Upon claiming credit, a Certificate of Completion will be emailed to you. UT Law CLE will report credit on your behalf to the Oklahoma Bar Association within 30 days after the webcast.

Pennsylvania – 12.00 hrs | 3.00 hrs Ethics

To claim Pennsylvania MCLE credit, Pennsylvania credit option must be selected PRIOR to viewing the live webcast. This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. Verification pop-ups will NOT display when the webcast video player is in "full screen" mode. Furthermore, the notification sound effect alerting pop-ups, will NOT play on mobile devices. We recommend viewing from a computer, as opposed to a mobile device, should MCLE credit, other than Texas, be needed. The response record is detailed on the Certificate of Completion.

UT Law CLE is an approved provider of Pennsylvania credit, sponsor #236. Attorney attendance will be reported to Pennsylvania within 2 weeks after credit is claimed and submitted. Attorneys are not able to report this credit on their own, and UT Law CLE pays all associated fees for the credit hours. Contact us at accreditation@utcle.org if you have additional questions.

MCLE credit is presented based on a 60-minute credit hour.

Other States – 12.25 hrs | 3.00 hrs Ethics

Note on Self-Reporting Your Credits in Another State

To claim Other States MCLE credit, Other States credit option must be selected PRIOR to viewing the live webcast. You must claim and certify your credit online in Your Briefcase, you will then be provided a Certificate of Attendance for your records and to provide to other licensing authorities as needed.

This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

MCLE credit is presented based on a 60-minute credit hour.

Other Credit

TX Accounting CPE – 14.70 hrs

The University of Texas School of Law (Provider #250) live webcast presentations meet the requirements and are presumptively approved by the Texas State Board of Public Accountancy for Texas Accounting CPE credit based on a 50-minute credit hour. Approved for general CPE credit only.

This accreditation requires attendance verification. In compliance with the rules, UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

To claim Texas Accounting CPE credit, the Texas Accounting CPE credit option must be selected PRIOR to viewing the live webcast. Upon claiming credit, a Certificate of Completion will be emailed to you. Self-report your CPE credit directly to the Texas State Board of Public Accountancy.

Contact us at accreditation@utcle.org if you have additional questions.

TX Real Estate Commission (TREC) – 12.25 hrs

Key Dates

Austin – Sep 11-12, 2025 – AT&T Conference Center

Conference Concluded

Live Webcast – Sep 11-12, 2025

Conference Concluded

Buy

Austin
Live Webcast

Individual
Last day for $675.00 Regular pricing: Aug 28, 2025
$775.00 for registrations received after this time

Group (5 registrants minimum)
Last day for $600.00 Regular pricing: Aug 28, 2025
$700.00 for registrations received after this time

Group (10 registrants minimum)
Last day for $540.00 Regular pricing: Aug 28, 2025
$640.00 for registrations received after this time

Cancellation Policy
Last day for full refund cancellation: Sep 5, 2025
$50 processing fee applied after this date
Last day for cancellation: Sep 8, 2025

Individual
$775.00

Group (5 registrants minimum)
$700.00

Group (10 registrants minimum)
$640.00

Add-on (in-person registration required)
$100.00

Cancellation Policy
Last day for full refund cancellation: Sep 5, 2025
$50 processing fee applied after this date
Last day for cancellation: Sep 8, 2025

Venue

AT&T Conference Center

The University of Texas at Austin
1900 University Avenue
Austin, TX
877.744.8822 (reservations)
Map

Accommodations

A limited number of rooms have been reserved at a special rate of $204 per night. Our special room rate is available until August 10, or until the room block is exhausted, whichever comes first. Click here to book your room online.

Parking Information

Parking is available in the conference center's attached garage, as well as Rowling Hall Garage. Both garage entrances are located on W 20th St. Guests may self-park or use the hotel's valet services at the University Avenue entrance. Parking rates are subject to change without notice.

Self-parking fees:

Hourly Parking:
0-30 minutes, $3
31-60 minutes, $4
1– 2 hours, $6
2– 3 hours, $9
3– 4 hours, $12
4– 5 hours, $15
5– 8 hours, $18
8– 24 hours, $21
Lost ticket, $42

Valet Parking Rates:
Daily valet: $21
Overnight valet: $38

Additional Information

The conference will take place in Classroom 101 which is located on level M1 of the AT&T Conference Center.

Mortgage Lending Institute

Overview

Event Schedule

Thursday Morning, Sep. 11, 2025

Thursday Afternoon, Sep. 11, 2025

Friday Morning, Sep. 12, 2025

Conference Faculty

Planning Committee

Credit Info

MCLE Credit

Other Credit

MCLE Credit

Other Credit

Key Dates

Venue

AT&T Conference Center

Accommodations

Parking Information

Additional Information

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