eCourse
Adapting Insurance Provisions to Changing Times
Contains material from Oct 2025
Adapting Insurance Provisions to Changing Times
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Changes wrought by the hard insurance market and other factors are coming to loan documents near you. This presentation considers the causes and practical effects on insurance requirements and the importance of proactive risk management occasioned by the rise and stall of enterprise risk management; increased use of AI and big data by actuaries and underwriters; LA fires; the growth of the ART Market (i.e., alternatives to traditional insurance products issued through risk retention groups, purchasing groups, and captives insurance; OCIPS, CIPS, JIPs; subcontractor default insurance as alternatives to bonds; Fannie Mae’s new guidelines for insurance reviews and specifications in its recent (12.24 or 1.25) update of servicing and sale guidelines; differences between the regulatory structure of the traditional insurance market and the ART Market; and a few thoughts on how to cope with such changes.
Includes: Video Captions Audio Transcript Paper
- Total Credit Hours:
- 0.75 | 0.25 ethics
- Credit Info
- TX, CA
- TX MCLE credit expires: 11/30/2026
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Sessions
Credit
1.
Adapting Insurance Provisions to Changing Times (Oct 2025)
Thomas M. Whelan
0.75
0.25
0.00
0.75 | 0.25 ethics
Session Materials
Video
(mp4)
– 43 mins
Audio
(mp3)
– 43 mins
Transcript
(txt)
Paper
(pdf)
– 10 pgs
Paper
(pdf)
– 8 pgs
Paper
(pdf)
– 19 pgs
Session 1 —43 mins 0.75 | 0.25 ethics
Adapting Insurance Provisions to Changing Times (Oct 2025)
Changes wrought by the hard insurance market and other factors are coming to loan documents near you. This presentation considers the causes and practical effects on insurance requirements and the importance of proactive risk management occasioned by the rise and stall of enterprise risk management; increased use of AI and big data by actuaries and underwriters; LA fires; the growth of the ART Market (i.e., alternatives to traditional insurance products issued through risk retention groups, purchasing groups, and captives insurance; OCIPS, CIPS, JIPs; subcontractor default insurance as alternatives to bonds; Fannie Mae’s new guidelines for insurance reviews and specifications in its recent (12.24 or 1.25) update of servicing and sale guidelines; differences between the regulatory structure of the traditional insurance market and the ART Market; and a few thoughts on how to cope with such changes.
Originally presented: Sep 2025 Mortgage Lending Institute
Thomas M. Whelan,
Thalheimer, Cipione, Whelan & Morgan, PLLC - Dallas, TX