Overview

UT Law's 55th Annual William W. Gibson, Jr. Mortgage Lending and Servicing Institute presents current developments and industry trends, offers practical information on real estate lending, financing and title issues, and provides a must-have set of materials and resources. This year's highlights include:

  • Updates from the legislature and the courts, along with focused sessions on Advanced Commercial Lending and Residential Lending.
  • Insight into hot topics like seller financing, LIBOR transition, bankruptcy, and letters of credit.
  • Hear Dr. Perryman discuss his projections for growth and business activity in The Outlook for the US and Texas Economies in a Post-COVID-19 Environment.
  • Congressional and Administration Priorities Affecting Mortgage Counsel provides insight on what policymakers are prioritizing in the financial services arena and how it will affect mortgage lenders.
  • The Real Estate Legislative Affairs Committee (RELACs) reviews the legislature's response to COVID, ERCOT, and other fun acronyms.
Following the conference, attendees will receive supplemental on-demand programming to ensure they are able to satisfy their full 15.00/3.00 Texas MCLE requirement. All this makes the Institute the definitive real estate finance course of the year.

Event Schedule

Program is subject to change.
All times are Central Time Zone.

  • Time
    Credit
    Subject
    Speaker
  • Thursday Morning
    Presiding Officer:
    Niles W. Holmes, Niles Holmes, P.C. - Dallas, TX
  • 8:00 am
    Austin Only
    Registration Opens
    Includes continental breakfast.

  • 8:20 am
    Welcoming Remarks

  • 8:30 am
    0.75 hr
    0.25 hr ethics
    Case Law Update – Part I
    Discuss recent and significant Texas cases for the last year, with particular attention paid to cases involving new legal concepts or which materially alter or extend current jurisprudence.

    Amanda R. Grainger, Winstead PC - Dallas, TX
    J. Richard White, Winstead PC - Dallas, TX

  • 9:15 am
    0.50 hr
    Legislative Update
    The Real Estate Legislative Affairs Committee (RELACs) reviews the legislature's response to COVID, ERCOT, and other fun acronyms.

    John H. "Jack" Miller III, Jack Miller Law, PLLC - Houston, TX

  • 9:45 am
    0.50 hr
    Title Examination Standards – Amended and New
    It seems a regular event these days that the legislature or the courts cause a change in our Title Examination Standards. Review recent impacts on passage of title upon death, adverse possession, cotenancy, and others. Good title and authority are essential to good collateral and lending underwriting.

    Roland Love, Independence Title Company - Dallas, TX

  • 10:15 am
    0.50 hr
    LIBOR Transition: Perspective and Recent Developments
    An overview of recent developments in, and a perspective on, the transition away from the London Interbank Offered Rates (LIBOR) for variable rate loans.

    Jonathan Thalheimer, McGuire, Craddock & Strother, P.C. - Dallas, TX

  • 10:45 am
    15-Minute Break

  • 11:00 am
    0.75 hr
    Congressional and Administration Priorities Affecting Mortgage Counsel
    Learn what policymakers are prioritizing in the financial services arena and how it will affect mortgage lenders. Get an update on the Consumer Financial Protection Bureau, Federal Housing Finance Agency, House Financial Services Committee, and Senate Banking Committee.

    Celia Winslow, American Financial Services Association - Washington, DC

  • 11:45 am
    0.75 hr ethics
    Ethics in Real Estate Practice
    Identify potential ethical pitfalls for lawyers and other dilemmas in a real estate practice.

    Sam Johnson, Scott Douglass & McConnico LLP - Austin, TX

  • 12:30 pm
    Austin Only
    Pick Up Lunch
    Included in registration.

  • Thursday Afternoon
    Presiding Officer:
    Niles W. Holmes, Niles Holmes, P.C. - Dallas, TX
  • LUNCHEON PRESENTATION
  • 12:50 pm
    1.00 hr
    The Outlook for the US and Texas Economies in a Post-COVID-19 Environment
    Dr. Perryman will describe his projections for growth in business activity as the economy recovers from the pandemic. Key trends will be discussed, including industry outlooks, areas of particular strength, potential challenges, and commercial and residential real estate markets.

    M. Ray Perryman, The Perryman Group - Waco, TX

  • 1:50 pm
    15-Minute Break

  • SPECIAL NOTICE
    The live webcast includes the Advanced Commercial Lending track but not the Residential Lending track. Materials for both tracks are available in the course materials. Approximately 4-6 weeks after the conference, the Advanced Commercial Lending video and Residential Lending audio will both be available in "Your Briefcase."

  • Track A: Advanced Commercial Lending Track
    Presiding Officer:
    Michelle M. Moore Smith, Jackson Walker LLP - Austin, TX
  • 2:05 pm
    0.75 hr
    Loan Modifications

    Patrick O. Smith, Lackey & Smith PLLC - Austin, TX

  • 2:50 pm
    0.50 hr
    Land Use Due Diligence for Lenders
    Land Use regulations (public and private) affect the ability for collateral to be used for the intended purpose. Learn what to review and how to identify, assess, mitigate and accept land use risk.

    Reid Wilson, Wilson, Cribbs + Goren, P.C. - Houston, TX

  • 3:20 pm
    10-Minute Break

  • 3:30 pm
    0.50 hr
    Arrows in the Quiver: Remedies for Commercial Real Estate Secured Loans
    Review of potential remedies available to enforce and collect commercial real estate secured loans. What are the requirements? What are the pros and cons?     

    Brian Thompson Morris, Winstead PC - Dallas, TX

  • 4:00 pm
    0.50 hr
    Making Sure Your Deal is Financeable
    Anticipating the requirements of your future lender.

    Kent Newsome, Greenberg Traurig, LLP - Houston, TX

  • 4:30 pm
    0.50 hr
    What is Negotiable in Loan Documents
    Discuss issues, motivations and explanations of the loan document provisions that are typically negotiated in a commercial real estate lending transaction.

    Niles W. Holmes, Niles Holmes, P.C. - Dallas, TX

  • Track B: Residential Track
    Presiding Officer:
    Christopher W. Christensen, PeirsonPatterson, LLP - Dallas, TX
  • 2:05 pm
    0.75 hr
    Annotated Loan Modification
    Focus on factors to consider when modifying for distressed borrower and its affect on priority. Discuss annotations related to Texas Home Equity, Fannie Mae / Freddie Mac Serviced loans and title insurance.

    Dawn M. Lewallen, First American Title Insurance Company - Houston, TX

  • 2:50 pm
    0.50 hr
    Electronic Signatures in Fintech Products

  • 3:20 pm
    10-Minute Break

  • 3:30 pm
    0.50 hr
    Emerging Risk Trends in Fraud Detection and Prevention
    Review the major considerations facing the financial services industry with regards to fraud actors, their methods, and industry considerations to enhance the detection and subsequent mitigation of fraud risk. 

    Nicholas Diieso, Citi - New York, NY

  • 4:00 pm
    0.50 hr
    MISMO Uniform Closing Instructions

  • 4:30 pm
    0.50 hr
    The CARES Act Forbearance Expiring

  • 5:00 pm
    Adjourn

  • Time
    Credit
    Subject
    Speaker
  • Friday Morning
    Presiding Officer:
    Mary S. Mendoza, Haynes and Boone, LLP - Austin, TX
  • 8:00 am
    Austin Only
    Conference Room Opens
    Includes continental breakfast.

  • 8:30 am
    0.75 hr
    0.25 hr ethics
    Case Law Update – Part II
    Discuss recent and significant Texas cases for the last year, with particular attention paid to cases involving new legal concepts or which materially alter or extend current jurisprudence.

    Amanda R. Grainger, Winstead PC - Dallas, TX
    J. Richard White, Winstead PC - Dallas, TX

  • 9:15 am
    0.50 hr
    Seller Beware, Wrap with Care – Legislative Changes Tighten Restrictions on Residential Wrap Mortgages
    Attack on Titan: the Texas Legislature targets predatory lenders with Senate Bill 43. Don’t get caught in the middle.

    Lorin Williams Combs, Winstead PC - Austin, TX

  • 9:45 am
    0.50 hr
    Spelling Out Letters of Credit
    A summary of history and governing law, as well as a smattering of drafting tips. Discuss updates and considerations arising out of the COVID-19 pandemic.

    Allison Bastian-Rodriguez, Denton Navarro Rocha Bernal & Zech, P.C. - Harlingen, TX

  • 10:15 am
    0.50 hr
    Mechanics Liens and Legislative Changes From HB 2237 Effective January 1, 2022
    A quick update on Texas Mechanics and Materialmens Liens with changes from the 2021 Regular Session of the Texas Legislature. Discuss new notice forms and requirements for a lien on retainage.

    Steven E. Kennedy, McGuire, Craddock & Strother, P.C. - Dallas, TX

  • 10:45 am
    15-Minute Break

  • 11:00 am
    0.50 hr
    Bankruptcy Topics for the Real Estate Lawyer; Free, Clear, and Beyond
    Bankruptcy law can impact real estate transactions in a myriad of ways. This session will cover the treatment of commercial leases in bankruptcy and sales of property by the debtor-in-possession or trustee.

    Michael D. Rubenstein, Liskow & Lewis - Houston, TX

  • 11:30 am
    0.50 hr
    New Developments and Hot Tips in Commercial Real Estate Mortgage Practice
    Hear recent developments and hot topics in mortgage lending and servicing and related real estate matters.

    Robert F. DuBois III, DuBois, Bryant & Campbell, L.L.P. - Austin, TX
    Brian C. Rider, The University of Texas School of Law - Austin, TX

  • 12:00 pm
    0.50 hr
    Escrow Agreements with Title Companies for Post-Closing Matters
    An overview of the role of an Escrow Agent, types of Escrow Agents, escrow provisions of Contracts and the use of Post Closing Agreements.

    John P. Bruce, Heritage Title Company of Austin, Inc. - Austin, TX

  • 12:30 pm
    0.75 hr ethics
    Ethics for Attorneys: Am I Your Lawyer?  
    Explore the point at which an attorney-client relationship forms. Discussion includes casual conversation, client intake, the effect and importance of disclaimers, and the risk of individual representation of corporate agents.

    Jason Boulette, Boulette Golden & Marin L.L.P. - Austin, TX

  • 1:15 pm
    Adjourn

Conference Faculty

Allison Bastian-Rodriguez

Denton Navarro Rocha Bernal & Zech, P.C.
Harlingen, TX

Jason Boulette

Boulette Golden & Marin L.L.P.
Austin, TX

John P. Bruce

Heritage Title Company of Austin, Inc.
Austin, TX

Lorin Williams Combs

Winstead PC
Austin, TX

Nicholas Diieso

Citi
New York, NY

Robert F. DuBois III

DuBois, Bryant & Campbell, L.L.P.
Austin, TX

Amanda R. Grainger

Winstead PC
Dallas, TX

Niles W. Holmes

Niles Holmes, P.C.
Dallas, TX

Sam Johnson

Scott Douglass & McConnico LLP
Austin, TX

Steven E. Kennedy

McGuire, Craddock & Strother, P.C.
Dallas, TX

Dawn M. Lewallen

First American Title Insurance Company
Houston, TX

Roland Love

Independence Title Company
Dallas, TX

John H. "Jack" Miller III

Jack Miller Law, PLLC
Houston, TX

Brian Thompson Morris

Winstead PC
Dallas, TX

Kent Newsome

Greenberg Traurig, LLP
Houston, TX

M. Ray Perryman

The Perryman Group
Waco, TX

Brian C. Rider

The University of Texas School of Law
Austin, TX

Michael D. Rubenstein

Liskow & Lewis
Houston, TX

Patrick O. Smith

Lackey & Smith PLLC
Austin, TX

Jonathan Thalheimer

McGuire, Craddock & Strother, P.C.
Dallas, TX

J. Richard White

Winstead PC
Dallas, TX

Reid Wilson

Wilson, Cribbs + Goren, P.C.
Houston, TX

Celia Winslow

American Financial Services Association
Washington, DC

Planning Committee

Christopher W. Christensen—Co-Chair

PeirsonPatterson, LLP
Dallas, TX

Niles W. Holmes—Co-Chair

Niles Holmes, P.C.
Dallas, TX

April Rogers—Director

The University of Texas School of Law
Austin, TX

Lorin Williams Combs

Winstead PC
Austin, TX

Sara E. Dysart

Attorney at Law
San Antonio, TX

James L. (Jim) Gosdin

Stewart Title Guaranty Company
Houston, TX

Amanda R. Grainger

Winstead PC
Dallas, TX

Mary S. Mendoza

Haynes and Boone, LLP
Austin, TX

Michelle M. Moore Smith

Jackson Walker LLP
Austin, TX

Brian Thompson Morris

Winstead PC
Dallas, TX

Kent Newsome

Greenberg Traurig, LLP
Houston, TX

Chris A. Peirson

Peirsonpatterson, LLP
Dallas, TX

Brian C. Rider

The University of Texas School of Law
Austin, TX

Jared Slade

Alston & Bird LLP
Dallas, TX

Reid Wilson

Wilson, Cribbs + Goren, P.C.
Houston, TX

Celia Winslow

American Financial Services Association
Washington, DC

Credit Info

MCLE Credit
A Texas MCLE Reporting Form will be included in your course materials. Please complete and return to the registration desk and UT Law CLE will report credit on your behalf to the State Bar of Texas, or you can self-report your credit directly to the State Bar of Texas at texasbar.com. A Certificate of Attendance will be provided at the conference to keep for your records.  
At the conference, you will need to sign in on the Record of Attendance form at the registration desk. Self-report your CLE credit directly to the State Bar of California at calbar.ca.gov. You will receive a Certificate of Attendance at the conference to keep for your records. UT Law CLE will maintain Attendance Records for four years.  
At the conference, you will need to sign in on the Record of Attendance form at the registration desk. You will receive a Certificate of Attendance at the conference to keep for your records. UT Law CLE will report credit on your behalf to the Oklahoma Bar Association within 30 days after the conference.
UT Law CLE is an approved provider of Pennsylvania credit, sponsor #236. Attorney attendance will be reported to Pennsylvania within 2 weeks of the webcast conclusion. Attorneys are not able to report this credit on their own, and UT Law CLE pays all associated fees for the credit hours. Contact Laura Tolin, ltolin@law.utexas.edu, if you have additional questions.
Note on Self-Reporting Your Credits in Another State
If you wish to satisfy MCLE or other professional education requirements in another state for a program offered by the University of Texas School of Law, please check with the state bar or other licensing authority in that state to ensure it will qualify for self-reporting your credits.

To claim Other States MCLE credit, Other States credit option must be selected PRIOR to viewing the live webcast. Upon claiming credit, a Certificate of Completion will be emailed to you.

This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

MCLE credit is presented based on a 60-minute credit hour.
Note on Self-Reporting Your Credits in Another State
If you wish to satisfy MCLE or other professional education requirements in another state for a program offered by the University of Texas School of Law, please check with the state bar or other licensing authority in that state before taking the program to ensure it will qualify for self-reporting your credits.
Other Credit
The University of Texas School of Law (Provider #250) live conferences are presumptively approved by The Texas State Board of Public Accountancy for Texas Accounting CPE credit based on a 50-minute credit hour. Approved for general CPE credit only.

At the conference, you will need to sign in on the Accounting CPE Record of Attendance form at the registration desk. You will receive a Texas Accounting Certificate of Completion at the conference for your records. Self-report your CPE credit directly to TSBPA. UT Law CLE will maintain Attendance Records for four years.  

Contact Laura Tolin, ltolin@law.utexas.edu, if you have additional questions.
https://www.trec.texas.gov/sites/default/files/pdf-forms/CE_CLE-0.pdf

Use this link to obtain the TREC MCE form for self-reporting your TREC credit.  UT Law CLE will provide a Certificate of Attendance at the conference.
MCLE Credit
UT Law CLE will report credit to the State Bar of Texas on your behalf. If you are claiming credit in the last week of your birth month, self-report your credit directly to the State Bar of Texas at texasbar.com. A Certificate of Completion will be emailed to you upon claiming credit.
Self-report your CLE credit directly to the State Bar of California at calbar.ca.gov. Print and keep the Certificate of Completion for your records. A Certificate of Completion will be emailed to you upon claiming credit.
The University of Texas School of Law (Provider #169) live webcast presentations meet the requirements and are presumptively approved by the Oklahoma Bar Association for MCLE credit based on a 50-minute credit hour. This accreditation requires attendance verification. In compliance with the rules, UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

To claim Oklahoma MCLE credit, Oklahoma credit option must be selected PRIOR to viewing the live webcast. Upon claiming credit, a Certificate of Completion will be emailed to you. UT Law CLE will report credit on your behalf to the Oklahoma Bar Association within 30 days after the webcast.
UT Law CLE is an approved provider of Pennsylvania credit, sponsor #236. Attorney attendance will be reported to Pennsylvania within 2 weeks of the webcast conclusion. Attorneys are not able to report this credit on their own, and UT Law CLE pays all associated fees for the credit hours. Contact Laura Tolin, ltolin@law.utexas.edu, if you have additional questions.
Note on Self-Reporting Your Credits in Another State
If you wish to satisfy MCLE or other professional education requirements in another state for a program offered by the University of Texas School of Law, please check with the state bar or other licensing authority in that state to ensure it will qualify for self-reporting your credits.

To claim Other States MCLE credit, Other States credit option must be selected PRIOR to viewing the live webcast. Upon claiming credit, a Certificate of Completion will be emailed to you.

This accreditation requires attendance verification. UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

MCLE credit is presented based on a 60-minute credit hour.
Other Credit
The University of Texas School of Law (Provider #250) live webcast presentations meet the requirements and are presumptively approved by the Texas State Board of Public Accountancy for Texas Accounting CPE credit based on a 50-minute credit hour. Approved for general CPE credit only.

This accreditation requires attendance verification. In compliance with the rules, UT Law CLE monitors and records attendee responses to questions that randomly appear during the live webcast presentation. The response record is detailed on the Certificate of Completion.

To claim Texas Accounting CPE credit, the Texas Accounting CPE credit option must be selected PRIOR to viewing the live webcast. Upon claiming credit, a Certificate of Completion will be emailed to you. Self-report your CPE credit directly to the Texas State Board of Public Accountancy.

Contact Laura Tolin, ltolin@law.utexas.edu, if you have additional questions.
https://www.trec.texas.gov/sites/default/files/pdf-forms/CE_CLE-0.pdf

Use this link to obtain the TREC MCE form for self-reporting your TREC credit. The State Bar of Texas MCLE number will qualify this course for this type of self-reporting credit to TREC. UT Law CLE will provide a Certificate of Attendance once you complete the course.

Key Dates

Austin – Sep 16-17, 2021 – AT&T Conference Center
Live Webcast – Sep 16-17, 2021
Register now
Austin
Last day for Individual early registration: Sep 8, 2021

Add $50 for registrations received after this time

Last day for Group (5 registrants minimum) early registration: Sep 8, 2021

Add $50 for registrations received after this time

Last day for Group (10 registrants minimum) early registration: Sep 8, 2021

Add $50 for registrations received after this time

Last day for cancellation (full refund): Sep 10, 2021

$50 processing fee applied after this date

Last day for cancellation: Sep 13, 2021
Live Webcast
Last day for Individual early registration: Sep 10, 2021

Add $50 for registrations received after this time

Last day for Group (5 registrants minimum) early registration: Sep 10, 2021

Add $0 for registrations received after this time

Last day for Group (10 registrants minimum) early registration: Sep 10, 2021

Add $0 for registrations received after this time

Last day for cancellation (full refund): Sep 10, 2021

$50 processing fee applied after this date

Last day for cancellation: Sep 13, 2021

Venue

speaker

The University of Texas at Austin
1900 University Avenue
Austin, TX
877.744.8822 (reservations)
Map

Accommodations

A limited number of rooms have been reserved at a special rate of $189 per night. Special room rate is available until August 16, or until the room block is exhausted, whichever comes first. You can reserve by calling 877-744-8822 and mentioning "Mortgage Lending Conference" or by visiting their website here.

Parking Information

Parking is available in the hotel's attached garage, as well as Rowling Hall Garage. Both garage entrances are located on W 20th St. Guests may self-park or use the hotel's valet services at the University Avenue entrance.

Self-parking fees: 

Hourly Parking:
0-30 minutes, $3
31-60 minutes, $4
1– 2 hours, $6
2– 3 hours, $9
3– 4 hours, $12
4– 5 hours, $15
5– 8 hours, $18
8– 24 hours, $21

Overnight Guests:
Hotel guests may obtain a parking card at the front desk for $21 per night.

Valet Parking Rates:

Daily valet: $20
Overnight valet: $32

Additional Information

The conference will take place in Zlotnik Ballroom in Rowling Hall, the new addition of the AT&T Conference Center. If you self-park in the AT&T Conference Center Garage, please take the conference center elevators to level “M1” and follow signs to Zlotnik Ballroom. If you park in Rowling Hall Garage, please take the elevators to level “B4” Zlotnik Ballroom.

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